Singapore Baby Bonus Scheme 2026: Cash & Savings Support for New Parents

The Baby Bonus Scheme is the Singapore Government’s main financial help for families having children. It gives a cash gift plus savings in a Child Development Account (CDA) to cover early childcare, healthcare and education costs.

In 2026 the scheme remains one of the strongest family support packages in the world. With living costs still high and many young couples thinking carefully about starting a family, these benefits make a real difference at the right time.

Current Cash Gift Amounts

For babies born on or after 18 February 2025 (still valid in 2026):

  • 1st & 2nd child: S$11,000
  • 3rd child and beyond: S$13,000

The cash is paid in stages over the first few years so parents can use it when expenses are highest.

CDA First Step Grant

Every eligible newborn automatically gets S$5,000 free deposited into their CDA.

For third and later children under the Large Families Scheme this rises to S$10,000.

Dollar-for-Dollar Matching

Parents add their own money to the CDA and the Government matches it dollar-for-dollar up to a cap (usually S$3,000–S$6,000 per child depending on birth order).

This matching turns small monthly savings into a much larger fund for school, medical or enrichment needs.

Who Can Get Baby Bonus?

The child must be a Singapore citizen. At least one parent should be a citizen (or both PRs in some cases).

The scheme is available to both married and eligible unmarried parents.

How Payments Are Made

Cash gift instalments arrive at birth, 12 months, 18 months and 24 months. The CDA First Step Grant is credited soon after birth registration is completed.

No Confirmed Increase in 2026 (Yet)

As of early 2026 the cash gift and CDA amounts remain unchanged from the February 2025 enhancements. Budget 2026 (announced in February) could bring further improvements — many families hope for a higher cash gift or bigger matching cap.

Baby Bonus at a Glance (2026 Status)

Birth OrderCash Gift TotalCDA First Step GrantMatching Cap (Typical)
1st or 2ndS$11,000S$5,000Up to S$3,000–S$6,000
3rd and subsequentS$13,000S$10,000 (Large Families)Higher caps
All childrenPaid in stagesAuto-depositedDollar-for-dollar

The Baby Bonus Scheme in 2026 continues to give strong, practical support — cash gifts up to S$13,000 and generous CDA matching — making it easier for parents to cover the early years of raising a child.

Visit the Made For Families portal (made-for-families.msf.gov.sg) or the LifeSG app today to read the latest official details. If you’re expecting or planning a baby, register the birth early so you don’t miss any benefits — every dollar counts!

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